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Best Home Fire Claims Public Adjuster New Jersey NY
A severe fire is perhaps the most distressing and traumatic experience. The immediate priorities are often the making of arrangements for alternative accommodation, salvaging your remaining belongings and, of course, securing the protection of your property against further damage.
Your insurance company will do everything they can to avoid paying you out your full entitlement. Prime State Public Adjusters Miami Assessors have successfully settled thousands of fire claims in the last 30 years, and no other firms of loss assessors are more qualified to help you through such a disaster.
At Prime State Public Adjusters Miami Assessors, we have dealt with thousands of home fire insurance claims over 30-years. We guarantee to get you every single penny you are entitled to.No Win, No Fee.
ALL YOU NEED TO KNOW ABOUT FIRE CLAIMS
Even with a small fire, which has apparently caused little physical damage, you often find that the acrid and corrosive effects of smoke can linger for months and can present a health hazard in addition to destroying your contents and decorations.
So often, fire damage creeps into areas that you cannot see, soot finds its way into electronic equipment. Corrosion damage is not visible at the time you are making an inventory of your damaged goods and this corrosion only becomes obvious perhaps a year or two later when your electronic equipment fails and it’s too late to put in an insurance claim.
Prime State Public Adjusters Miami Assessors will ensure that all of your electronic equipment is fully tested and cleaned inside even although there may not be any sign of external damage. Indeed, the cost of cleaning the inside of a television can often be more expensive than purchasing a new one.
It is vital that you call Prime State Public Adjusters Miami Assessors immediately after the fire and not to wait until after the Insurance Loss Adjuster has visited you. Indeed, the first couple of days after a fire are often critical to the making of a successful home fire insurance claim.
I’VE HAD A FIRE IN MY HOME AND I’M ABOUT TO MAKE AN INSURANCE CLAIM. IS THERE ANYTHING I SHOULD DO BEFORE TELEPHONING MY INSURANCE COMPANY TO REPORT IT?
Before calling your insurers, do everything you would do if you were not insured. So, get a damage control company to come over and secure any broken windows and fire damaged doors to ensure that your home remains secure. Also, try to retrieve anything of sentimental value including photographs and any other irreplaceable items that have not been damaged by the fire. If the fire happened at night and the house is inhabitable, then go to a local hotel to ensure that you and your family are safe and, at this stage, do not give a worry as to the cost.
The following morning is the time to telephone your insurers to report the incident and it is vital that you take the name and department of the person you speak to. They will employ a Loss Adjuster to meet you at your home and to advise you initially about plans for alternative accommodation while your home is being rebuilt/refurbished/redecorated. Do not make the mistake that over 90% of claimants make in believing that the Loss Adjuster has been sent to meet you by the insurance company to help you make and compile your claim. For the avoidance of doubt, it is vital that you understand that the Loss Adjuster is being employed by the Insurance Company to represent their interests, although, under charter, they are purportedly independent. Regretfully, that independence will quickly prove to be one-sided.
I’VE NEVER HAD A FIRE… CAN YOU GIVE ME ANY TIPS AS TO HOW TO MAKE AN INSURANCE CLAIM?
Initially, telephone the claims department of your insurers and it is vital that you take the name and department of the person you are speaking to. However, because you are reading this it is more than likely you have already contacted your insurers and they have instructed a Loss Adjuster to visit you. We very much advise you to telephone a reputable firm of long-established insurance Loss Assessors (hopefully us!) and, in all likelihood, we will visit your home before the Loss Adjuster gets there in order to give you impartial advice and not governed by how much the insurance company is going to save by your getting something cheaper. Our only interest is you, the insured and to put you back in the same position you were in before the house fire.
A good 60% of our clients are repeat business and many of them have used us since the inception of our company in 1983. More often than not, repeat customers telephone us before telephoning their insurers and we are on call 24/7 in the case of emergencies.
You are also likely to find what are commonly termed “ambulance-chasers” outside your home, all vying to get the Loss Assessing business. We have never indulged in this business and find the thought of listening in to the emergency services on shortwave radio, despicable. The only way you will employ us is by perhaps a friend giving you a recommendation or searching the internet for Loss Assessors or fire insurance claim etc.
IF YOU HAVE ANY FURTHER QUESTIONS, PLEASE DON’T HESITATE TO CONTACT A PROFESSIONAL PUBLIC ADJUSTER FOR A FREE CONSULTATION AT (201) 347-0611
CONTACT US NOW
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